AqsaTy Platform — AqsaTy Platform Comprehensive Cloud Ecosystem for Financing, Installment Management, Credit Scoring & Automated WhatsApp Collections
An advanced financial cloud operating system architected by ItqanWare for installment and consumer finance firms to automate sales lifecycles, schedule payments with precision, evaluate credit worthiness, and streamline debt collection with automated WhatsApp bots.
Real-Time Financial Dashboard & Quick Collection Bar
Offers business owners complete financial clarity: total sales volume, actual collected funds, outstanding ledger, overdue loans, and quick phone search for instant receipts.
Instant calculation of total contract volume, recovered capital, and net liquidity.
Lookup customer records by phone number or civil ID and settle installments in seconds.
Immutable ledger entries logging every payment timestamp and cashier agent ID.
Customer CRM Directory & Credit Scoring Engine
Features an automated credit scoring algorithm calculating risk scores out of 100 based on past adherence, blacklist checks, and historical account statements.
1. Customer Database with Automated Credit Scoring & Filters
aqsaty.online/customers
2. Comprehensive Customer Credit Profile & Historical Ledger
aqsaty.online/customer-profile
Sales Wizard & Installment Contract Architecture
Precision mathematical calculations for profit margins, down payments, and flexible installment scheduling (monthly/weekly) with formal bond printing.
1. Financial Contracts Ledger, Due Milestones & Balances
aqsaty.online/contracts
2. Contract Breakdown, Promissory Notes & Receipt Slips
aqsaty.online/contracts/view
Debt Collection Center & Automated WhatsApp Reminders
Dispatches personalized WhatsApp reminders with 1-click including customer name, due installment sum, and contract reference, increasing recovery rates by up to 40%.
Treasury Vault, Analytical Reporting & Security Audit Trails
Real-time vault tracking for cash deposits and expenses, backed by granular financial analytics and an immutable Audit Trail logging every operation to the exact second.
1. Cash Vault Management & Financial Liquidity
aqsaty.online/treasury
2. Comprehensive Analytics & Profit Telemetry
aqsaty.online/reports
3. Immutable Security Audit Trail (To The Second)
aqsaty.online/audit-logs
AqsaTy Technical Architecture & Infrastructure
Engineered to handle millions of transactions with bank-grade security and sub-35ms query latency.
Isolated Tenant Databases
Strict multi-tenant security architecture ensuring isolated financial records.
Sub-35ms API Latency
Redis distributed caching and queue workers for instant calculations.
Disaster Recovery
Automated daily encrypted snapshot backups and cross-region replication.
Immutable Audit Logs
Tracking user actions with cashier identity, timestamp, and IP signature.
Need a Custom Fintech or Installment Platform?
Our engineering team is ready to architect and launch a high-availability fintech ecosystem for your enterprise.